Terms & Conditions
Effective: February 10, 2026
These Terms & Conditions govern your use of Jaat (the "Platform"). By accessing the Platform, creating an account, opening a shop, listing items, or making a purchase, you agree to these Terms.
1) Marketplace Role (Important)
- Jaat is an online marketplace platform.
- Items are sold by independent third-party sellers. Sellers are not employees, agents, or representatives of Jaat.
- When you buy an item, the sales contract is between the buyer and the seller. Jaat is not the seller of items listed by third parties.
- Jaat facilitates checkout and payment processing (including M-Pesa), and certain support/dispute tools.
2) Accounts & Eligibility
- You must provide accurate information and keep your account secure.
- You are responsible for activity under your account.
- We may suspend or terminate accounts that violate policies or create risk to users or payment partners.
3) Listings, Products & Prohibited Items
- Sellers must only list items that are permitted on the Platform and legal to sell and ship.
- Listings must be accurate (description, price, photos, condition, shipping terms).
- Prohibited and restricted items are not allowed. See Prohibited / Restricted Items.
- Phones, electronics, and beauty products must be genuine, clearly describe condition, and include any applicable warranty info.
4) Pricing, Payments & Fees
- Prices must be transparent and include applicable taxes/fees where required.
- Payments are processed via approved providers (e.g., M-Pesa). See Fees & Payments.
- Chargebacks and payment disputes may require evidence; unresolved risk can lead to account holds or suspension.
5) Shipping & Delivery
- Sellers are responsible for packing, dispatch, and delivery. Provide accurate dispatch times and tracking when available.
- Buyers must provide accurate delivery addresses. See Shipping & Delivery for details.
6) Returns, Refunds & Disputes
- Buyers should contact the seller first to resolve issues. If unresolved, open a dispute. See Refund & Returns Policy.
- Provide evidence (photos, order details) to support claims. Resolution may include replacement, refund, or partial refund per policy and law.
7) Conduct & Safety
- Keep communication and payments on-platform for protection.
- No harassment, fake reviews, counterfeit items, or fraud.
- Respect privacy and comply with applicable laws.
8) Data & Privacy
See our Privacy Policy to understand how we collect and process data.
9) Changes to Terms
We may update these Terms from time to time. Continued use of the Platform after changes means you accept the updated Terms.